Umbrella Liability

Umbrella Liability:

Who would sue you for a million dollars?  The unfortunate truth is that anyone could.  In many cases the person being sued could do little to prevent it.  A couple of  examples are:

– A guest in your home trips and falls on your steps.

– Your son or daughter accidentally injures another child.

An umbrella policy builds on the protection you already have – home, auto, or recreational vehicle coverage.  It gives you an extra $1 million or more limit over and above these policies.  An umbrella or excess policy can help give you the “peace of mind” in knowing that you are protecting your assets.